When buying a condo in Mexico, especially in tourist destinations like the Riviera Maya, one of the key questions foreign buyers and investors ask is: Do condos come with HOA fees? The answer is yes. Like in the U.S. or Canada, most condominiums in Mexico have HOA fees, but the structure and amounts can vary.
In this guide, we’ll explain what hoa fees in Mexico include, how much they typically cost, and what every buyer should consider when choosing a condo in a gated development or vertical housing project.
What Are HOA Fees in Mexico?
HOA stands for Homeowners Association. In Mexico, these fees are known as cuotas de mantenimiento and are paid monthly, quarterly, or annually to maintain shared spaces and services within the condo development. This includes:
- Security and controlled access
- Common areas like pools, gyms, and gardens
- Trash collection and cleaning
- Administrative expenses
Whether you’re retiring in Mexico or looking to invest in Mexican property for rental income, knowing your obligations as a condo owner is crucial.
You can read more about legal responsibilities of condo owners on the Gobierno de México portal.
How Much Do HOA Fees Cost?
The cost of hoa fees in Mexico varies based on the amenities and size of the property. For example:
- A small condo in a basic complex might pay $1,000–$2,000 MXN/month.
- Luxury resorts with beach clubs and concierge service could charge $5,000–$10,000 MXN/month or more.
Some developments in high-demand areas like Tulum or Puerto Morelos include private maintenance staff or vacation rental management, which increases the fee but also adds value and convenience.
For market data on condo developments and maintenance cost trends, visit El Economista or specialized real estate platforms like Lamudi or Propiedades.com.
Are HOA Fees Worth It?
Absolutely — if you value peace of mind, safety, and well-maintained spaces. Many expats and retirees find that hoa fees in Mexico are a small price to pay for stress-free living. Also, well-run HOAs help preserve property value, a key factor if you plan to invest in Mexican property long-term.
Yes, most condos in Mexico do charge HOA fees, and they play a vital role in protecting your investment. Before making a purchase, always request a detailed breakdown of these fees and review the bylaws of the condominium regime. Whether you’re buying a condo in Mexico to live, retire, or rent out, understanding real estate in Mexico from all angles — including the financial ones — is essential.
